Add olive oil to your Instant Pot and set it to sauté.
Add the ground beef to the pot.
Sprinkle with cumin, chili powder, and salt.
Cook while stirring often to break up the meat.
Once the beef is browned, add the chopped onion and minced garlic.
Stir and cook until the onion is slightly softened.
Add the can of tomatoes, beef broth, and beans.
Stir thoroughly but gently.
Without stirring further, place the lid on the Instant Pot.
Ensure the valve is set to the sealing position.
Turn the Instant Pot on by hitting the Chili/Bean button.
Adjust the cooking time to 12 minutes.
Allow the Instant Pot to cook and release pressure naturally.
In a small bowl, combine the masa harina with 1 cup of water.
Stir this mixture into the chili to thicken it.
Cook the chili for another few minutes using the sauté function if needed.